Your mortgage

Practical guidance to help you effectively manage one of your most valuable assets.

Times have changed the home-buying process

These are undoubtedly extraordinary times. We’ve all felt the impact of COVID-19 in one way or another. Many businesses and industries have taken steps to respond to the pandemic, making adjustments to serve customers in unique and unprecedented ways — and the real estate industry is no different.

Get homeowner insights year after year

Since you closed on your home, you’ve had the opportunity to experience the difference a Wells Fargo mortgage makes — from easy access to your account online to a home mortgage consultant available to answer your questions as you’ve grown into your new home.

3 warning signs of mortgage fraud

We have all kinds of warning signs to keep us safe — whether a red light at an intersection or a smoke detector in our home. There are also warning signs to keep you financially safe from mortgage fraud. Over the past several years, mortgage fraud has increased. But paying heed to the following three warning signs can help you avoid falling victim to fraudulent schemes.

Sell first or buy first: Which is best for your house hunt?

My husband and I outgrew our first home only a few years after purchasing it. We loved our tiny Cape Cod-style abode, but we realized that with a child on the way, we needed more bedrooms, a larger yard, and a bigger kitchen. We decided to sell our first house and use the proceeds as a down payment for our next one.

Mortgage documents you’ll need to prepare your taxes

Did you know you may be able to deduct some home-related expenses on your taxes? How much you can deduct will depend on the size of your mortgage and the amount you pay in state and local taxes — and this information is included in certain mortgage-related documents.

Is 2021 your year to buy a new home?

Perhaps you considered moving to a new home in 2020 but didn’t because of uncertainty over the pandemic. But 2021 is a new year, and you’re ready to buy. While mortgage rates remain at historic lows and home prices are steady, should you buy now or wait a while longer? Here’s some information to help you decide.

Is it time to refinance?

When you refinance your existing mortgage, you’re essentially applying for a new loan to replace your existing loan. Your new mortgage then pays off the old one, and you could benefit by having a lower monthly payment, reducing the term of your loan, or taking out cash to make home improvements. However, refinancing may not be right for everyone.